A great way to save money is to always stop and ask yourself, do I really need this. There are always things we see, a new MP3 player, new shoes, a great handbag for example, and we automatically want them right there on the spot, so we just put it on our credit card. But if you actually took a moment and thought about your purchase, you might not be so quick to get the item. This is one I truly struggle on working on. Especially when it comes to purses...I just can't help it.
Also having a goal in mind will help these little splurges. Think to yourself, new purse or vacation with all the money I'm saving not buying that purse...
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